MOOSE LAKE, MN · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$135M
Total Deposits
$113M
Net Loans
$97M
Net Income
$706K
ROA
2.06%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.60%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 73 | 72.6% | 13.70% |
| 2023 | 78 | 71.79% | 7.69% |
| 2022 | 87 | 85.06% | 5.75% |
| 2019 | 108 | 85.19% | 3.70% |
| 2018 | 72 | 86.11% | 4.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Large Bank |
| Apr 2019 | Outstanding | Small Bank |
| Jan 2013 | Outstanding | Small Bank |
4 previous ratings locked — back to 1993
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Total Branches
2
Branch Deposits
$112M
1-Year Change
0
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