Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$286M
Total Deposits
$256M
Net Loans
$186M
Net Income
$1M
ROA
1.89%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.46%
Risk-Based Capital
18.78%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 86 | 68.6% | 17.44% |
| 2023 | 82 | 74.39% | 13.41% |
| 2019 | 85 | 81.18% | 10.59% |
| 2018 | 96 | 77.08% | 14.58% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Outstanding | Small Bank |
| Mar 2018 | Outstanding | Small Bank |
| Nov 2012 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$247M
1-Year Change
0
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