Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$79M
Total Deposits
$70M
Net Loans
$42M
Net Income
$202K
ROA
1.04%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.49%
Risk-Based Capital
20.94%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 38 | 76.32% | 18.42% |
| 2023 | 56 | 58.93% | 28.57% |
| 2020 | 51 | 49.02% | 27.45% |
| 2019 | 60 | 61.67% | 18.33% |
| 2018 | 69 | 50.72% | 30.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Outstanding | Small Bank |
| May 2019 | Satisfactory | Small Bank |
| May 2014 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1992
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Total Branches
1
Branch Deposits
$70M
1-Year Change
0
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