SAINT JAMES, MN · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$37M
Total Deposits
$34M
Net Loans
$24M
Net Income
$75K
ROA
0.81%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.62%
Risk-Based Capital
15.90%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2020 | Outstanding | Small Bank |
| May 2014 | Outstanding | Small Bank |
| Dec 2007 | Outstanding | Small Bank |
3 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$35M
1-Year Change
0
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