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This institution is no longer active

Operations ceased on August 17, 2000. CRA examination history below reflects the period it was active.

THE FARMERS STATE BANK OF UNION CITY

UNION CITY, OH · Supervised by FDIC

Est. 1916FDIC #10,661RSSD: FDIC-10661
Part ofOLD NATIONAL BCORP→ View all charters
Satisfactory Same

Current rating · Exam: August 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.53%

Institution Profile

FDIC BankFind

Address

101 East Elm Street, UNION CITY, OH

County

Darke County

Established

July 18, 1916

Total Assets

$89M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$89M

Total Deposits

$74M

Net Loans

$70M

Net Income

$230K

ROA

0.53%

ROE

6.48%

Risk-Based Capital

12.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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