🏦Bank Scorer

This institution is no longer active

Operations ceased on July 11, 2015. CRA examination history below reflects the period it was active.

THE FARMERS STATE BANK

ATWOOD, KS · Supervised by FDIC

Est. 1919FDIC #15,352RSSD: FDIC-15352
Satisfactory Same

Current rating · Exam: September 2014

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.27%

Institution Profile

FDIC BankFind

Address

411 Page Street, ATWOOD, KS

County

Rawlins County

Established

October 1, 1919

Total Assets

$24M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2014

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$24M

Total Deposits

$21M

Net Loans

$13M

Net Income

$150K

ROA

1.27%

ROE

11.53%

Risk-Based Capital

19.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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