This institution is no longer active

Operations ceased on February 1, 1992. CRA examination history below reflects the period it was active.

THE FARMERS SAVINGS BANK

JOICE, IA · Supervised by FDIC

Est. 1900FDIC #14,179RSSD: FDIC-14179

Satisfactory Same

Current rating · Exam: November 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.91%

Institution Profile

FDIC BankFind

Address

202 Main Street, JOICE, IA

County

Worth County

Established

June 1, 1900

Total Assets

$6M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 5, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1991Call Report / FDIC

Total Assets

$6M

Total Deposits

$6M

Net Loans

$4M

Net Income

$56K

ROA

0.91%

ROE

20.16%

Risk-Based Capital

11.10%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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