This institution is no longer active

Operations ceased on February 14, 2020. CRA examination history below reflects the period it was active.

THE FARMERS BANK OF OSBORNE

OSBORNE, KS · Supervised by FDIC

Est. 1901FDIC #4,748RSSD: FDIC-4748

Part ofOSBORNE INVESTMENTS INC→ View all charters

Satisfactory Same

Current rating · Exam: May 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.52%

Institution Profile

FDIC BankFind

Address

102 West Main Street, OSBORNE, KS

County

Osborne County

Established

April 1, 1901

Total Assets

$67M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2015

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2019Call Report / FDIC

Total Assets

$67M

Total Deposits

$56M

Net Loans

$39M

Net Income

$1M

ROA

1.52%

ROE

12.60%

Risk-Based Capital

18.94%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2010

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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