Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$477M
Total Deposits
$427M
Net Loans
$333M
Net Income
$774K
ROA
0.66%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.22%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 206 | 62.14% | 21.36% |
| 2023 | 169 | 65.68% | 15.98% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Intermediate Small Bank |
| Jun 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Small Bank |
3 previous ratings locked — back to 2007
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Total Branches
9
Branch Deposits
$419M
1-Year Change
+1
5-year net change: +2 branches
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