🏦Bank Scorer

This institution is no longer active

Operations ceased on May 1, 2010. CRA examination history below reflects the period it was active.

THE FARMERS BANK

LINCOLN, NE · Supervised by FDIC

Est. 1905FDIC #18,794RSSD: FDIC-18794
Part ofBANCOOK CORP→ View all charters
Satisfactory Same

Current rating · Exam: June 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.74%

Institution Profile

FDIC BankFind

Address

5320 North 148th Street, LINCOLN, NE

County

Lancaster County

Established

May 1, 1905

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$18M

Total Deposits

$17M

Net Loans

$10M

Net Income

$-265K

ROA

-5.74%

ROE

-116.93%

Risk-Based Capital

7.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate8.49%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20241,24881.49%8.49%
20231,40978.57%9.72%
20221,88581.8%7.96%
20212,20584.49%7.12%
20202,06385.89%6.01%
20191,78985.52%6.82%
20181,00880.26%7.94%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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