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This institution is no longer active

Operations ceased on March 1, 1993. CRA examination history below reflects the period it was active.

THE FARMERS AND TRADERS BANK

JAMESTOWN, OH · Supervised by FDIC

Est. 1867FDIC #2,063RSSD: FDIC-2063
Needs to Improve

Current rating · Exam: December 1991

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.57%

Institution Profile

FDIC BankFind

Address

1 East Wash Street, JAMESTOWN, OH

County

Greene County

Established

January 1, 1867

Total Assets

$22M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

December 28, 1991

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$22M

Total Deposits

$20M

Net Loans

$6M

Net Income

$126K

ROA

0.57%

ROE

4.92%

Risk-Based Capital

39.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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