This institution is no longer active

Operations ceased on May 28, 1993. CRA examination history below reflects the period it was active.

THE FARMERS AND MERCHANTS STATE BANK OF DERBY

DERBY, KS · Supervised by FDIC

Est. 1907FDIC #17,396RSSD: FDIC-17396

Part ofF&M BANK SERVICES INC→ View all charters

Needs to Improve

Current rating · Exam: January 1993

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 1.28%

Institution Profile

FDIC BankFind

Address

330 East Madison Street, DERBY, KS

County

Sedgwick County

Established

May 3, 1907

Total Assets

$61M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

January 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1993Call Report / FDIC

Total Assets

$61M

Total Deposits

$56M

Net Loans

$28M

Net Income

$197K

ROA

1.28%

ROE

14.83%

Risk-Based Capital

18.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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