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This institution is no longer active

Operations ceased on October 12, 2016. CRA examination history below reflects the period it was active.

THE FARMERS & MERCHANTS STATE BANK OF CAWKER CITY

CAWKER CITY, KS · Supervised by FDIC

Est. 1897FDIC #17,999RSSD: FDIC-17999
Part ofFM GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2012

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.73%

Institution Profile

FDIC BankFind

Address

719 Wisconsin St, CAWKER CITY, KS

County

Mitchell County

Established

April 5, 1897

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2012

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2016Call Report / FDIC

Total Assets

$18M

Total Deposits

$13M

Net Loans

$16M

Net Income

$233K

ROA

1.73%

ROE

18.10%

Risk-Based Capital

11.56%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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