Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.5B
Total Deposits
$2.8B
Net Loans
$2.7B
Net Income
$10M
ROA
1.15%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.12%
Risk-Based Capital
12.81%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 1,507 | 77.57% | 13.14% |
| 2022 | 1,855 | 78.65% | 11.97% |
| 2021 | 2,089 | 80.33% | 9.24% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Large Bank |
| Apr 2024 | Satisfactory | Large Bank |
| Mar 2021 | Satisfactory | Intermediate Small Bank |
11 previous ratings locked — back to 1992
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Total Branches
39
Branch Deposits
$2.7B
1-Year Change
0
5-year net change: +9 branches
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