🏦Bank Scorer

This institution is no longer active

Operations ceased on August 22, 1998. CRA examination history below reflects the period it was active.

THE FAIRBURY STATE BANK

FAIRBURY, NE · Supervised by FDIC

Est. 1936FDIC #15,402RSSD: FDIC-15402
Part ofAMERICAN NATIONAL CORP→ View all charters
Satisfactory Up

Current rating · Exam: February 1997

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.38%

Institution Profile

FDIC BankFind

Address

602 Fifth Street, FAIRBURY, NE

County

Jefferson County

Established

July 20, 1936

Total Assets

$35M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1997

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$35M

Total Deposits

$31M

Net Loans

$12M

Net Income

$68K

ROA

0.38%

ROE

2.98%

Risk-Based Capital

20.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/828df681-0643-4a87-857e-e106536f64a5"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: