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This institution is no longer active

Operations ceased on April 1, 1999. CRA examination history below reflects the period it was active.

THE EXCHANGE BANK OF LENORA

LENORA, KS · Supervised by FDIC

Est. 1886FDIC #1,369RSSD: FDIC-1369
Part ofLENORA BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: February 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.47%

Institution Profile

FDIC BankFind

Address

105 South Main Street, LENORA, KS

County

Norton County

Established

January 1, 1886

Total Assets

$25M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1999Call Report / FDIC

Total Assets

$25M

Total Deposits

$18M

Net Loans

$7M

Net Income

$91K

ROA

1.47%

ROE

12.76%

Risk-Based Capital

28.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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