Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$395M
Total Deposits
$341M
Net Loans
$203M
Net Income
$1M
ROA
1.18%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.00%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 56 | 87.5% | 8.93% |
| 2023 | 58 | 77.59% | 13.79% |
| 2022 | 81 | 85.19% | 12.35% |
| 2021 | 84 | 90.48% | 7.14% |
| 2020 | 81 | 72.84% | 16.05% |
| 2019 | 70 | 98.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2023 | Satisfactory | Small Bank |
| Jul 2020 | Satisfactory | Small Bank |
| Feb 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
5
Branch Deposits
$335M
1-Year Change
0
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Preview:
| 2018 | 71 | 92.96% | 4.23% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red