This institution is no longer active

Operations ceased on January 1, 1991. CRA examination history below reflects the period it was active.

THE EXCHANGE BANK, ATTALLA, ALABAMA

ATTALLA, AL · Supervised by FDIC

Est. 1913FDIC #38RSSD: FDIC-38

Part ofATTALLA TRUST CO THE→ View all charters

Satisfactory

Current rating · Exam: March 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.93%

Institution Profile

FDIC BankFind

Address

923 Attalla Boulevard, ATTALLA, AL

County

Etowah County

Established

March 20, 1913

Total Assets

$64M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 18, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1990Call Report / FDIC

Total Assets

$64M

Total Deposits

$58M

Net Loans

$34M

Net Income

$572K

ROA

0.93%

ROE

10.64%

Risk-Based Capital

14.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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