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This institution is no longer active

Operations ceased on June 6, 2020. CRA examination history below reflects the period it was active.

THE EDON STATE BANK COMPANY OF EDON, OHIO

EDON, OH · Supervised by FDIC

Est. 1893FDIC #13,206RSSD: FDIC-13206
Part ofEDON BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.55%

Institution Profile

FDIC BankFind

Address

101 North Michigan Street, EDON, OH

County

Williams County

Established

January 1, 1893

Total Assets

$60M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2016

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2020Call Report / FDIC

Total Assets

$60M

Total Deposits

$48M

Net Loans

$17M

Net Income

$83K

ROA

0.55%

ROE

2.91%

Risk-Based Capital

68.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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