This institution is no longer active

Operations ceased on August 1, 2004. CRA examination history below reflects the period it was active.

THE COMMERCIAL BANK OF DEMOPOLIS

DEMOPOLIS, AL · Supervised by FDIC

Est. 1911FDIC #2,792RSSD: FDIC-2792

Part ofBANCTRUST FINANCIAL GROUP INC→ View all charters

Satisfactory

Current rating · Exam: August 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.33%

Institution Profile

FDIC BankFind

Address

201 North Main Avenue, DEMOPOLIS, AL

County

Marengo County

Established

June 26, 1911

Total Assets

$83M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2001

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$83M

Total Deposits

$68M

Net Loans

$62M

Net Income

$555K

ROA

1.33%

ROE

14.81%

Risk-Based Capital

13.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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