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This institution is no longer active

Operations ceased on July 8, 1999. CRA examination history below reflects the period it was active.

THE COLUMBUS STATE BANK

COLUMBUS, KS · Supervised by FDIC

Est. 1897FDIC #13,882RSSD: FDIC-13882
Part ofCOMMERCE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: March 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.62%

Institution Profile

FDIC BankFind

Address

137 West Maple Street, COLUMBUS, KS

County

Cherokee County

Established

May 20, 1897

Total Assets

$77M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$77M

Total Deposits

$66M

Net Loans

$38M

Net Income

$634K

ROA

1.62%

ROE

13.08%

Risk-Based Capital

24.44%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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