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This institution is no longer active

Operations ceased on January 1, 2013. CRA examination history below reflects the period it was active.

THE CLEVELAND BANK

CLEVELAND, OK · Supervised by FDIC

Est. 1904FDIC #4,065RSSD: FDIC-4065
Part ofHIGHLAND BAN-CORP INC THE→ View all charters
Satisfactory Same

Current rating · Exam: August 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.34%

Institution Profile

FDIC BankFind

Address

100 North Broadway, CLEVELAND, OK

County

Pawnee County

Established

January 1, 1904

Total Assets

$68M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 3, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2012Call Report / FDIC

Total Assets

$68M

Total Deposits

$63M

Net Loans

$33M

Net Income

$219K

ROA

0.34%

ROE

4.51%

Risk-Based Capital

13.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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