METROPOLIS, IL · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$442M
Total Deposits
$349M
Net Loans
$235M
Net Income
$780K
ROA
0.70%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.58%
Risk-Based Capital
25.63%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Intermediate Small Bank |
| Feb 2022 | Outstanding | Intermediate Small Bank |
| Feb 2019 | Outstanding | Intermediate Small Bank |
5 previous ratings locked — back to 1996
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Total Branches
2
Branch Deposits
$350M
1-Year Change
0
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