This institution is no longer active

Operations ceased on June 15, 1991. CRA examination history below reflects the period it was active.

THE CITIZENS STATE BANK OF MILACA-OGILVIE

MILACA, MN · Supervised by FDIC

Est. 1945FDIC #16,337RSSD: FDIC-16337

Part ofCITIZENS BCORP OF MILACA INC→ View all charters

Satisfactory

Current rating · Exam: January 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.17%

Institution Profile

FDIC BankFind

Address

190 South Central Avenue, MILACA, MN

County

Mille Lacs County

Established

November 29, 1945

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 12, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1991Call Report / FDIC

Total Assets

$23M

Total Deposits

$21M

Net Loans

$15M

Net Income

$67K

ROA

1.17%

ROE

14.88%

Risk-Based Capital

12.97%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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