🏦Bank Scorer

This institution is no longer active

Operations ceased on September 28, 2007. CRA examination history below reflects the period it was active.

THE CITIZENS STATE BANK

ASHLAND, KS · Supervised by FDIC

Est. 1906FDIC #17,648RSSD: FDIC-17648
Satisfactory Down

Current rating · Exam: November 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.15%

Institution Profile

FDIC BankFind

Address

722 Main Street, ASHLAND, KS

County

Clark County

Established

January 1, 1906

Total Assets

$11M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2007Call Report / FDIC

Total Assets

$11M

Total Deposits

$10M

Net Loans

$5M

Net Income

$-8K

ROA

-0.15%

ROE

-1.48%

Risk-Based Capital

19.62%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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