WOODSFIELD, OH · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$152M
Total Deposits
$140M
Net Loans
$64M
Net Income
$347K
ROA
0.90%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.18%
Risk-Based Capital
23.45%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 52 | 78.85% | 7.69% |
| 2023 | 70 | 82.86% | 2.86% |
| 2019 | 121 | 83.47% | 4.13% |
| 2018 | 97 | 78.35% | 10.31% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2021 | Satisfactory | Small Bank |
| Aug 2016 | Satisfactory | Small Bank |
| Jan 2011 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1992
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Total Branches
4
Branch Deposits
$136M
1-Year Change
0
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