Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$847M
Net Loans
$858M
Net Income
$6M
ROA
2.39%
Above avg for Community banks. Peer avg: 0.90%
ROE
23.88%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 300 | 77% | 6.00% |
| 2023 | 318 | 79.87% | 7.86% |
| 2022 | 578 | 73.53% | 5.88% |
| 2021 | 932 | 79.51% | 7.83% |
| 2020 | 1,361 | 83.91% | 5.66% |
| 2019 | 714 | 82.21% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Jun 2017 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
12
Branch Deposits
$806M
1-Year Change
0
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Preview:
| 2018 | 610 | 79.84% | 8.69% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red