This institution is no longer active

Operations ceased on December 31, 2001. CRA examination history below reflects the period it was active.

THE CITIZENS BANKING COMPANY

SALINEVILLE, OH · Supervised by FDIC

Est. 1902FDIC #14,641RSSD: FDIC-14641

Part ofSKY FINANCIAL GROUP INC→ View all charters

Satisfactory Same

Current rating · Exam: May 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.45%

Institution Profile

FDIC BankFind

Address

10 East Main Street, SALINEVILLE, OH

County

Columbiana County

Established

May 9, 1902

Total Assets

$4.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$4.9B

Total Deposits

$3.5B

Net Loans

$3.4B

Net Income

$52M

ROA

1.45%

ROE

21.08%

Risk-Based Capital

10.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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