This institution is no longer active

Operations ceased on November 6, 1991. CRA examination history below reflects the period it was active.

THE CITIZENS BANK OF NEWTON COUNTY

MANSFIELD, GA · Supervised by FDIC

Est. 1946FDIC #16,380RSSD: FDIC-16380

Part ofNORTHWEST GA FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -10.36%

Institution Profile

FDIC BankFind

Address

Kellogg And Pine Streets, MANSFIELD, GA

County

Newton County

Established

March 1, 1946

Total Assets

$7M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 27, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$7M

Total Deposits

$7M

Net Loans

$2M

Net Income

$-686K

ROA

-10.36%

ROE

-1320.79%

Risk-Based Capital

-0.41%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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