Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$622M
Total Deposits
$556M
Net Loans
$320M
Net Income
$3M
ROA
1.79%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.76%
Risk-Based Capital
19.26%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 57 | 92.98% | 5.26% |
| 2023 | 65 | 92.31% | 4.62% |
| 2019 | 85 | 96.47% | 1.18% |
| 2018 | 101 | 97.03% | 1.98% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Small Bank |
| Apr 2018 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1998
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Total Branches
4
Branch Deposits
$533M
1-Year Change
0
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