Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$5.5B
Total Deposits
$4.4B
Net Loans
$4.4B
Net Income
$10M
ROA
0.70%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.68%
Risk-Based Capital
18.77%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,836 | 71.02% | 10.19% |
| 2023 | 3,078 | 73.55% | 8.90% |
| 2022 | 4,591 | 77.65% | 7.80% |
| 2021 | 4,914 | 79.89% | 6.08% |
| 2020 | 5,165 | 78.33% | 5.98% |
| 2019 | 4,132 | 81.7% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Outstanding | Large Bank |
| Feb 2021 | Outstanding | Large Bank |
| Nov 2017 | Outstanding | Large Bank |
9 previous ratings locked — back to 1990
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Total Branches
23
Branch Deposits
$4.5B
1-Year Change
-1
5-year net change: -1 branches
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Preview:
| 5.64% |
| 2018 | 3,538 | 79.51% | 8.56% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red