Legal name: MUTUAL BANCORP
2 active banks · $6.8B combined assets
RSSD ID: 4369808 (FFIEC NIC)
Combined Assets
$6.8B
CRA Rating Summary
Across all 24 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
2 of 2 banks · Exceeds expectations for community lending
Combined Assets
$6.8B
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$5.5B
Net Income
$12M
ROA (avg)
0.72%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
3,409
Origination Rate
70.34%
Denial Rate
11.73%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| THE CAPE COD FIVE CENTS SAVINGS BANK | HYANNIS, MA | FDIC | $5.5B | 100.0% | Outstanding | Jun 2024 |
| FIDELITY CO-OPERATIVE BANK | LEOMINSTER, MA | FDIC | $1.3B | 100.0% | Outstanding | May 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.