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This institution is no longer active

Operations ceased on March 16, 2013. CRA examination history below reflects the period it was active.

THE BUFFALO RIDGE BANK

BEARDSLEY, MN · Supervised by FDIC

Est. 1930FDIC #8,219RSSD: FDIC-8219
Part ofBEARDSLEY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.14%

Institution Profile

FDIC BankFind

Address

101 North Main Street, BEARDSLEY, MN

County

Big Stone County

Established

February 21, 1930

Total Assets

$49M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2012Call Report / FDIC

Total Assets

$49M

Total Deposits

$45M

Net Loans

$29M

Net Income

$947K

ROA

2.14%

ROE

25.23%

Risk-Based Capital

11.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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