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This institution is no longer active

Operations ceased on December 30, 1994. CRA examination history below reflects the period it was active.

THE BANK OF KINCAID

KINCAID, KS · Supervised by FDIC

Est. 1889FDIC #15,935RSSD: FDIC-15935
Part ofKINCAID BANC AGENCY INC→ View all charters
Satisfactory Up

Current rating · Exam: October 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.01%

Institution Profile

FDIC BankFind

Address

Main Street, KINCAID, KS

County

Anderson County

Established

May 20, 1889

Total Assets

$13M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1993

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$13M

Total Deposits

$11M

Net Loans

$5M

Net Income

$-199K

ROA

-2.01%

ROE

-21.50%

Risk-Based Capital

18.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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