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This institution is no longer active

Operations ceased on October 2, 2015. CRA examination history below reflects the period it was active.

THE BANK OF GEORGIA

PEACHTREE CITY, GA · Supervised by FDIC

Est. 2000FDIC #35,259RSSD: FDIC-35259
Part ofGEORGIA BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.45%

Institution Profile

FDIC BankFind

Address

100 West Park Drive, PEACHTREE CITY, GA

County

Fayette County

Established

February 18, 2000

Total Assets

$286M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2014

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2015Call Report / FDIC

Total Assets

$286M

Total Deposits

$264M

Net Loans

$159M

Net Income

$-5,460K

ROA

-2.45%

ROE

-84.93%

Risk-Based Capital

3.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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