Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$715M
Total Deposits
$660M
Net Loans
$448M
Net Income
$1M
ROA
0.66%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.91%
Risk-Based Capital
14.90%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 63 | 77.78% | 6.35% |
| 2023 | 89 | 87.64% | 5.62% |
| 2022 | 128 | 81.25% | 7.81% |
| 2020 | 19 | 94.74% | 5.26% |
| 2019 | 95 | 90.53% | 5.26% |
| 2018 | 88 | 92.05% | 2.27% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| Mar 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$656M
1-Year Change
0
5-year net change: -1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-bank-of-elk-river" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red