This institution is no longer active
Operations ceased on October 4, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.6B
Net Loans
$870M
Net Income
$10M
ROA
0.68%
Below avg for Community banks. Peer avg: 0.90%
ROE
5.07%
Risk-Based Capital
18.08%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 1,110 | 79.01% | 10.18% |
| 2018 | 1,147 | 76.63% | 12.64% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2017 | Satisfactory | Large Bank |
| Jan 2015 | Satisfactory | Large Bank |
| Mar 2012 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1991
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Established
Total Assets