🏦Bank Scorer

This institution is no longer active

Operations ceased on April 15, 2011. CRA examination history below reflects the period it was active.

THE BANK

BIRMINGHAM, AL · Supervised by FDIC

Est. 1957FDIC #17,750RSSD: FDIC-17750
Satisfactory Same

Current rating · Exam: December 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.72%

Institution Profile

FDIC BankFind

Address

17 20th Street North, BIRMINGHAM, AL

County

Jefferson County

Established

May 31, 1957

Total Assets

$3.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 11, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2011Call Report / FDIC

Total Assets

$3.0B

Total Deposits

$2.7B

Net Loans

$2.1B

Net Income

$-35,348K

ROA

-4.72%

ROE

-9151.59%

Risk-Based Capital

-1.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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