This institution is no longer active

Operations ceased on September 2, 1993. CRA examination history below reflects the period it was active.

THE AMERICAN STATE BANK

OSAWATOMIE, KS · Supervised by FDIC

Est. 1923FDIC #1,872RSSD: FDIC-1872

Part ofAMERICAN STATE BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: September 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.76%

Institution Profile

FDIC BankFind

Address

Sixth Street And Brown Avenue, OSAWATOMIE, KS

County

Miami County

Established

August 23, 1923

Total Assets

$15M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$15M

Total Deposits

$13M

Net Loans

$8M

Net Income

$60K

ROA

0.76%

ROE

9.32%

Risk-Based Capital

19.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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