🏦Bank Scorer

This institution is no longer active

Operations ceased on December 1, 2025. CRA examination history below reflects the period it was active.

TC FEDERAL BANK

THOMASVILLE, GA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1934FDIC #29,331
Satisfactory Same

Current rating · Exam: November 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

131 S Dawson St, THOMASVILLE, GA

County

Thomas County

Established

January 1, 1934

Total Assets

$560M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 28, 2022

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Nov 2026(based on asset size)
Download Evaluation Report (PDF)

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$487M

1-Year Change

0

5-year net change: +2 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20245964.41%15.25%
20236864.71%17.65%
202215780.25%5.73%
202117342.2%6.36%
202016052.5%4.38%
201914358.04%5.59%
2018151100%0.00%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2015

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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