Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$51M
Total Deposits
$45M
Net Loans
$31M
Net Income
$-147K
ROA
-1.13%
Below avg for Small banks. Peer avg: 0.44%
ROE
-23.99%
Risk-Based Capital
18.49%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 85 | 58.82% | 7.06% |
| 2023 | 103 | 68.93% | 11.65% |
| 2019 | 108 | 66.67% | 8.33% |
| 2018 | 60 | 60% | 18.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2021 | Satisfactory | Small Bank |
| Oct 2015 | Satisfactory | Small Bank |
| Sep 2009 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1993
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Total Branches
2
Branch Deposits
$46M
1-Year Change
0
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