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This institution is no longer active

Operations ceased on January 26, 2024. CRA examination history below reflects the period it was active.

SUNSOUTH BANK

DOTHAN, AL · Supervised by FDIC

Est. 1954FDIC #18,600RSSD: FDIC-18600
Part ofSUNSOUTH BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.32%

Institution Profile

FDIC BankFind

Address

108 Jamestown Blvd, DOTHAN, AL

County

Houston County

Established

November 26, 1954

Total Assets

$112M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2019

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2023Call Report / FDIC

Total Assets

$112M

Total Deposits

$91M

Net Loans

$40M

Net Income

$-367K

ROA

-0.32%

ROE

-4.92%

Risk-Based Capital

21.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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