This institution is no longer active

Operations ceased on September 1, 2013. CRA examination history below reflects the period it was active.

SUMMIT BANK

TULSA, OK · Supervised by FDIC

Est. 2002FDIC #57,289RSSD: FDIC-57289

Part ofSUMMIT BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: March 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.49%

Institution Profile

FDIC BankFind

Address

5314 South Yale, Suite 100, TULSA, OK

County

Tulsa County

Established

January 11, 2002

Total Assets

$256M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 2, 2009

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2013Call Report / FDIC

Total Assets

$256M

Total Deposits

$226M

Net Loans

$211M

Net Income

$2M

ROA

1.49%

ROE

16.16%

Risk-Based Capital

13.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2003

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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