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This institution is no longer active

Operations ceased on September 1, 1999. CRA examination history below reflects the period it was active.

STORY COUNTY BANK & TRUST COMPANY

STORY CITY, IA · Supervised by FDIC

Est. 1985FDIC #26,238RSSD: FDIC-26238
Part ofF&M BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: March 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.92%

Institution Profile

FDIC BankFind

Address

522 Broad Street, STORY CITY, IA

County

Story County

Established

May 9, 1985

Total Assets

$95M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$95M

Total Deposits

$77M

Net Loans

$64M

Net Income

$419K

ROA

0.92%

ROE

11.39%

Risk-Based Capital

13.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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