🏦Bank Scorer

This institution is no longer active

Operations ceased on September 12, 2020. CRA examination history below reflects the period it was active.

STOCK GROWERS BANK

NAPOLEON, ND · Supervised by FDIC

Est. 1900FDIC #15,440RSSD: FDIC-15440
Part ofNAPOLEON BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2018

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.75%

Institution Profile

FDIC BankFind

Address

324 Main Avenue, NAPOLEON, ND

County

Logan County

Established

January 1, 1900

Total Assets

$68M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2018

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2020Call Report / FDIC

Total Assets

$68M

Total Deposits

$60M

Net Loans

$35M

Net Income

$598K

ROA

1.75%

ROE

16.86%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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