Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$462M
Total Deposits
$364M
Net Loans
$310M
Net Income
$1M
ROA
0.92%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.77%
Risk-Based Capital
13.69%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 36 | 88.89% | 5.56% |
| 2023 | 40 | 87.5% | 10.00% |
| 2019 | 62 | 95.16% | 3.23% |
| 2018 | 54 | 79.63% | 9.26% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Jun 2022 | Satisfactory | Intermediate Small Bank |
| Jul 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
6
Branch Deposits
$341M
1-Year Change
0
5-year net change: -1 branches
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