This institution is no longer active
Operations ceased on October 7, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$240M
Total Deposits
$208M
Net Loans
$179M
Net Income
$1M
ROA
0.53%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.74%
Risk-Based Capital
16.77%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 72 | 70.83% | 5.56% |
| 2018 | 240 | 62.92% | 8.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2017 | Satisfactory | Small Bank |
| Mar 2011 | Satisfactory | Small Bank |
| Jul 2008 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
County
Established
Total Assets