🏦Bank Scorer

This institution is no longer active

Operations ceased on December 5, 2025. CRA examination history below reflects the period it was active.

STATE SAVINGS BANK

RAKE, IA · Supervised by FDIC

Est. 1914FDIC #8,513RSSD: FDIC-8513
Part ofRAKE BCORP→ View all charters
Satisfactory Same

Current rating · Exam: July 2024

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.71%

Institution Profile

FDIC BankFind

Address

102 N Main St, RAKE, IA

County

Winnebago County

Established

January 15, 1914

Total Assets

$82M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2024

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Jul 2029(based on asset size)

Financial Snapshot

As of Q3 2025Call Report / FDIC

Total Assets

$82M

Total Deposits

$68M

Net Loans

$61M

Net Income

$1M

ROA

1.71%

ROE

11.82%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$67M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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