This institution is no longer active
Operations ceased on June 20, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$2.1B
Total Deposits
$1.8B
Net Loans
$1.5B
Net Income
$5M
ROA
0.98%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.23%
Risk-Based Capital
13.21%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 265 | 75.85% | 9.06% |
| 2019 | 85 | 78.82% | 10.59% |
| 2018 | 152 | 78.95% | 10.53% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 1998 | Outstanding | Large Bank |
| Jan 1996 | Outstanding | Not Reported |
Exam dates and details are paywalled
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Established
Total Assets