This institution is no longer active

Operations ceased on June 2, 1993. CRA examination history below reflects the period it was active.

STATE BANK OF REDWOOD

REDWOOD FALLS, MN · Supervised by FDIC

Est. 1914FDIC #9,352RSSD: FDIC-9352

Satisfactory Same

Current rating · Exam: April 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.64%

Institution Profile

FDIC BankFind

Address

1275 East Bridge Street, REDWOOD FALLS, MN

County

Redwood County

Established

January 1, 1914

Total Assets

$15M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1993Call Report / FDIC

Total Assets

$15M

Total Deposits

$14M

Net Loans

$6M

Net Income

$24K

ROA

0.64%

ROE

10.46%

Risk-Based Capital

14.93%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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